The right terminal speeds up checkout, accepts every way customers pay, and keeps working when you need it. Here is how to choose.
The three main types
- Countertop terminals — sit at your register with a built-in receipt printer. Reliable and fast. Brands like Dejavoo, PAX, Valor and Ingenico are common choices.
- Wireless terminals — Wi-Fi or 4G, so you can take payments at the table, the curb or on delivery.
- Mobile readers and tap to pay — a small reader or a compatible phone for businesses on the go.
Features that matter
- Contactless (NFC): accept tap cards, Apple Pay and Google Pay.
- EMV chip: required for protection against counterfeit card fraud liability.
- Receipt printing or email/text receipts.
- Tips and split payments if you run a restaurant or salon.
- Cash discount or dual pricing support, where allowed.
- Reliable connectivity with Wi-Fi plus 4G backup.
Buy, lease or free placement?
- Buying costs more upfront but you own it.
- Leasing often costs far more over time — read the terms carefully.
- Placement programs may provide a terminal with a monthly fee and a return requirement.
Our advice
Pick the terminal for how you sell, not the flashiest model. Tell us your setup and we'll recommend one — and program it before it ships.
See our terminals or apply for a merchant account.