Tour operators, activity providers and travel sellers — advance bookings, seasonal volume and cancellation policy.
Travel carries a long gap between payment and delivery, seasonal volume swings, and an exposure that most sectors do not have: if a supplier fails, customers dispute with the seller. Processors know this, which is why travel accounts often carry reserve requirements. Understanding that in advance makes underwriting far smoother.
Take a deposit at booking and the balance closer to travel.
Volume expectations set with your season in mind, so a peak month does not trigger a review.
Structured policies with recorded acceptance at the time of booking.
If a reserve applies, we set out how it is calculated and released before you sign.
How far ahead you take money is the first thing an underwriter looks at.
Evidence that services are contracted reduces perceived delivery risk.
Cancellation, force majeure and refund terms should exist in writing before you apply.
It is common in travel. The percentage and release period vary by account and should be disclosed in writing before you sign.
The longer between payment and travel, the longer the processor carries dispute exposure if you cannot deliver.
Yes, and many operators do. Make each instalment's terms explicit.
Send a recent statement, or your monthly volume and average ticket. You get a written breakdown back — no commitment.
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