Every card swipe
tells you something.
We read the receipt.
VOXEPAY sets small businesses up with card processing and POS hardware, with the pricing written down before you sign anything. Send a recent statement and we will show you what you are actually paying.
Three things, done properly.
Merchant Accounts
Competitive processing rates with transparent pricing — no surprise fees buried in the fine print. We show you the comparison before you switch.
POS Terminals
Modern card terminals shipped directly to your business, pre-configured. Plug in, follow the setup screen, and you're taking payments.
Ongoing Support
A real point of contact for questions, statement reviews, and equipment issues — not a call center queue.
What actually changes when you switch.
Transparent rates
No buried fees or vague "interchange plus plus" pricing. You see exactly what you pay and why.
Fast approval
Most applications are reviewed in days, not weeks — so you're not left waiting to get paid.
Terminal, configured
Hardware ships loaded with your merchant ID, tip prompts and receipt header. What it costs, or whether it is included, is confirmed in writing before you order.
Real support
Statement reviews and equipment issues get a real answer from a real point of contact.
From statement to live terminal.
Send your statement
A recent processing statement is all we need to see where you stand today.
We compare
You get a straight, itemized comparison — current rate versus ours, in writing.
You approve
If it makes sense, we submit your application. Most approvals take a few business days.
Terminal ships
Your hardware arrives pre-configured. Plug in, follow the setup screen, and start taking payments.
Built for businesses that swipe, tap, and ring up sales daily.
Stop a dispute before it becomes a chargeback.
The alert arrives first
When a cardholder disputes a sale with their bank, we are told before it turns into a chargeback. You get the transaction, the amount and the reason, usually within hours.
You refund, and it stops
Refund inside the window and the dispute closes there. No chargeback, no fee, and nothing counted against your ratio.
Or we handle it for you
Ask us to act and an account manager works your alerts, so you are not watching a queue between customers.
A chargeback costs three times over — the sale, the goods and the fee. Worse, enough of them and the card networks put your account on a monitoring program. Merchants get closed for the ratio long before the money becomes the problem.
Sign up for chargeback protection →Three ways to structure your rate. We'll tell you which fits.
Flat Rate
One simple percentage on every transaction, regardless of card type. Easiest to predict, best for lower-volume or newer businesses that want no surprises.
Zero Cost
A small, compliant surcharge or cash-discount program shifts processing cost off your bottom line entirely. Best for businesses where card fees are eating into thin margins.
Interchange Plus
You pay the true interchange rate plus a fixed markup — fully transparent, and usually the lowest overall cost for higher-volume merchants.
Send your statement.
Get your comparison.
No commitment. You get your effective rate worked out, the line items decoded, and a plain answer on what is cost and what is markup. One business day.
Already selling merchant services?
We are signing US agents. Tell us your monthly volume, active merchants, average ticket, verticals and how many you board a month, and we will come back with a schedule built on those numbers.
Common questions before switching.
Most applications are reviewed within a few business days once your statement and basic business documents are in. Timing can vary by industry and processing volume.
The rate comparison itself is free. If you decide to switch, hardware options and any setup costs are quoted in writing first — nothing is assumed. Ask us about the details specific to your business type.
Just a recent processing statement to start. We'll use it to build your comparison — no commitment required until you're ready to apply.
VOXEPAY sets up US-based merchant accounts for businesses operating in the United States. Reach out and we can confirm whether your setup qualifies.
Ready to see what you're actually paying?
Send a statement and get your effective rate worked out in writing — no commitment, no pressure.
Start a quick request