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Payment Solutions

In-store payment processing

Take chip, swipe, tap and mobile wallet payments at the counter with a terminal that settles reliably and reports clearly.

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Overview

Built for the counter, not the checkout page

Card-present payments carry lower risk than online transactions, which means better interchange treatment and fewer disputes — but only if the transaction is captured correctly. VOXEPAY sets up in-store processing so every sale is read, authorised and batched the way the card networks expect, and so your deposits land on a schedule you can plan around.

What’s included

How the setup works for your account

01

EMV chip and contactless

Accept dipped chip cards, tap-to-pay cards, Apple Pay and Google Pay on the same device.

02

Next-day funding available

Same or next business day deposit schedules are available on most accounts, subject to underwriting and batch cut-off times.

03

Clear statements

Line-item reporting so you can see what each transaction cost instead of one blended number.

04

Hardware that fits the counter

Countertop, wireless and PIN pad options depending on how your floor actually works.

Detail

Getting set up

01

Quote

Send a recent processing statement or an estimate of monthly volume and average ticket. We come back with a written cost breakdown.

02

Underwriting

We submit the application to the processor. Most card-present retail businesses are reviewed within a few business days.

03

Install

Equipment is shipped pre-configured. You plug it in, run a test transaction, and you are live.

FAQ

Common questions

Business formation documents, an EIN, a voided cheque or bank letter for the deposit account, and government-issued ID for the owner. If you process today, a recent statement helps us quote accurately.

Sometimes. Many terminals are locked to a specific processor. Send us the make and model and we will tell you whether it can be reprogrammed.

Typically a few business days after approval, once the terminal arrives and is activated.

See what your processing should actually cost

Send a recent statement, or your monthly volume and average ticket. You get a written breakdown back — no commitment.

Request a quote