A payment processing company built on plain terms

Payment processing has a reputation problem it earned honestly. Blended rates that hide what each card type actually costs. Multi-year equipment leases presented as free hardware. Rate adjustments that appear in month seven with no notice. Statements laid out so that the total is the only number a business owner can find. The result is an owner who suspects they are overpaying and has no way to prove it.

VOXEPAY was built the other way around. Cost components shown separately. Equipment terms in writing before anything is signed. The parts of a statement most merchants have never had explained, explained. None of that is a new idea — it is just uncommon enough in this industry to be worth stating plainly.

VOXEPAY LLC is registered in Wyoming and serves businesses operating in the United States. Merchant accounts are issued by acquiring banks and payment processors under their own agreements, and every application is subject to their underwriting. We tell you which processor a file is going to, and what the terms are, before it is submitted.

We work with card-present businesses first — retail, restaurants, service trades and automotive, where the terminal on the counter is the business — and with online and recurring merchants alongside them.

Plain about what we are not: VOXEPAY LLC is not a bank, not a lender, and not a law or accounting firm. We do not provide legal, tax or financial advice. When a question needs a licensed professional, we say so.