Online payment acceptance
Accept cards on your website or invoices with a checkout that is straightforward for the customer and reconcilable for you.
Card-not-present, done properly
Online transactions are treated as higher risk by the card networks, so the cost and the fraud exposure are both different from taking a card at the counter. The way you handle address verification, card security codes and 3-D Secure has a direct effect on both your approval rate and your dispute rate.
How the setup works for your account
Hosted or embedded checkout
AVS and CVV checks
Cart and invoice integration
Refunds and partial captures
Getting live
Scope the setup
Connect the gateway
Test then switch on
Common questions
Do I need my own SSL certificate?
Yes, if you are collecting any customer information on your own domain. Most hosts include one.
What is 3-D Secure and do I need it?
It is an extra cardholder verification step at checkout. It can shift liability for certain fraud disputes away from you, at the cost of some friction. Whether it is worth it depends on your dispute rate.
Can I use one account for my store and my website?
Often yes, but card-present and card-not-present volume are underwritten and priced differently. We will tell you when separate accounts make more sense.
See what your processing should actually cost
Send a recent statement, or your monthly volume and average ticket. You get a written breakdown back — no commitment.