Authorize.Net and NMI are two of the most popular payment gateways for US merchants. Both are secure and reliable — the difference is in fit.
Where Authorize.Net shines
- Plug-and-play with carts: a very long list of shopping carts and invoicing tools support it out of the box.
- Familiar to developers: easy to find people who have integrated it before.
- Simple for small online stores that just need checkout, a virtual terminal and recurring billing.
Where NMI shines
- Flexibility: a powerful virtual terminal, customer vault and recurring billing in one place.
- Card-present devices: supports certified terminals and tap-to-pay, so one gateway can cover online and in-person.
- Great for growing or multi-channel businesses that want one platform for everything.
Quick comparison
- Selling only online with a popular cart? Authorize.Net is usually the fastest path.
- Online + in-person, or custom software? NMI often fits better.
- Subscriptions? Both handle recurring billing well.
You don't have to guess
We set up both. Tell us your website platform, how you take payments and your volume, and we will recommend the gateway that fits — then build it for you.
Compare your options with our team or apply now.