business
Guides and news on card processing, POS, gateways and protecting your revenue — written for business owners.
How long does it take for card payments to reach your bank?
A card approval is not the same as money in your bank. After a sale is approved, it has to be batched and settled — usually reaching your account one to two business days later. Understanding the steps explains why funding is not instant, and what can slow it down.
Read the article →Switching processors is paperwork, not a shutdown
Switching payment processors does not require pausing card acceptance. The new account is applied for, underwritten and boarded while the existing account stays live, and the old account is closed only once the new one is confirmed working.
What documents do I need to open a merchant account?
A standard US merchant account application needs the completed application form, government-issued photo identification for each owner holding 25% or more, the business tax identification number, and a voided cheque or bank letter for the settlement account.
Ready to take cards the easy way?
Pricing in writing, no long contract, a real person to help.