Merchant services for auto repair & tire shops
Countertop terminal plus a virtual terminal for phone payments — with pricing you can read, chargeback protection, and a real person when you call.
What auto repair & tire shops deal with
Large tickets that trigger reviews or holds
We set the right ticket limits from day one and tell the bank about large jobs, so payments are not held.
Fleet and business cards with higher costs
Interchange-plus or dual pricing keeps the higher cost of fleet and business cards from eating your margin.
Customers paying by phone for pickup
A virtual terminal and text-to-pay links let customers pay before pickup.
The setup we recommend
Countertop terminal plus a virtual terminal for phone payments.
- Approval decision on most complete applications in 24–48 hours
- EMV, tap-to-pay and wallet-ready terminals
- Fast deposits to your business bank account
- Chargeback protection with dispute alerts
- US-based support by phone, email and portal
- No partner pricing tricks — one fee schedule you sign before anything is submitted
Dual pricing
Your posted card price is a little higher than the cash price, so customers who pay by card cover the card cost. Signage and receipts are set up for you, and the terminal does the math.
Typical effective rate for auto repair & tire shops: about 2.5–3% all-in. Check yours free →
Questions
What do auto repair & tire shops usually pay for card processing?
Most auto repair & tire shops pay an effective rate of about 2.5–3% all-in (total fees divided by total card sales). Your rate depends on your card mix, ticket size and whether cards are tapped, inserted or keyed. Our free statement check shows yours in a minute.
What setup do you recommend for auto repair & tire shops?
Countertop terminal plus a virtual terminal for phone payments. We confirm the setup with you before anything is submitted, so you only pay for what you use.
Do you offer dual pricing for auto repair & tire shops?
Your posted card price is a little higher than the cash price, so customers who pay by card cover the card cost. Signage and receipts are set up for you, and the terminal does the math.
How fast can I get approved?
Most complete applications get an underwriting decision within 24–48 hours. Having your ID, a voided check and recent bank or processing statements ready speeds it up. All applications are subject to underwriting approval.
Is dual pricing allowed?
Cash-discount (dual) pricing is generally permitted in all US states when it is disclosed clearly at the point of sale and on receipts. Surcharging credit cards is different: some states restrict it, and card-network rules cap it. We set up whichever program fits your state and your customers.
Can I keep my current terminal or POS?
Often, yes. Many terminals can be reprogrammed, and online carts connect to Authorize.Net or NMI. Tell us what you use and we will check before you switch.
See what you are really paying
Enter three numbers from your last statement and get your effective rate instantly — then an exact quote from a specialist within one business day.
Other industries
By state
All applications are subject to underwriting approval. US-registered businesses only. Rates depend on your business, card mix and how you accept payments.