Merchant services for medical, dental & chiropractic in Utah
Countertop terminal plus online invoicing — with pricing you can read, chargeback protection, and a real person when you call, for businesses in Salt Lake City, Provo, West Valley City and across Utah.
What medical, dental & chiropractic deal with
Patient balances paid weeks later
Save patient cards (with consent) and run balances automatically when insurance settles.
HSA and FSA cards
HSA and FSA cards run like any debit card on our terminals.
Payment plans and card-on-file
Payment plans and online invoices for larger balances, with transparent pricing.
The setup we recommend
Countertop terminal plus online invoicing.
- Approval decision on most complete applications in 24–48 hours
- EMV, tap-to-pay and wallet-ready terminals
- Fast deposits to your business bank account
- Chargeback protection with dispute alerts
- US-based support by phone, email and portal
- No partner pricing tricks — one fee schedule you sign before anything is submitted
Interchange plus
You pay the card networks' actual cost (interchange) plus one small markup and per-transaction fee — the most transparent way to price, and the easiest to compare.
Typical effective rate for medical, dental & chiropractic: about 2.6–3.1% all-in. Check yours free →
Questions from Utah businesses
What do medical, dental & chiropractic usually pay for card processing?
Most medical, dental & chiropractic pay an effective rate of about 2.6–3.1% all-in (total fees divided by total card sales). Your rate depends on your card mix, ticket size and whether cards are tapped, inserted or keyed. Our free statement check shows yours in a minute.
What setup do you recommend for medical, dental & chiropractic?
Countertop terminal plus online invoicing. We confirm the setup with you before anything is submitted, so you only pay for what you use.
Do you offer interchange plus for medical, dental & chiropractic?
You pay the card networks' actual cost (interchange) plus one small markup and per-transaction fee — the most transparent way to price, and the easiest to compare.
How fast can I get approved in Utah?
Most complete applications get an underwriting decision within 24–48 hours. Having your ID, a voided check and recent bank or processing statements ready speeds it up. All applications are subject to underwriting approval.
Is dual pricing allowed in Utah?
Cash-discount (dual) pricing is generally permitted in all US states when it is disclosed clearly at the point of sale and on receipts. Surcharging credit cards is different: some states restrict it, and card-network rules cap it. We set up whichever program fits your state and your customers.
Do you work with businesses across Utah?
Yes — we work with businesses in Salt Lake City, Provo, West Valley City and everywhere else in Utah. Everything is done online and by phone, and terminals ship to your door.
Can I keep my current terminal or POS?
Often, yes. Many terminals can be reprogrammed, and online carts connect to Authorize.Net or NMI. Tell us what you use and we will check before you switch.
See what you are really paying
Enter three numbers from your last statement and get your effective rate instantly — then an exact quote from a specialist within one business day.
Other industries in Utah
All applications are subject to underwriting approval. US-registered businesses only. Rates depend on your business, card mix and how you accept payments.