Merchant services for hotels, motels & short stays in North Carolina
Terminal with pre-auth plus a gateway for bookings — with pricing you can read, chargeback protection, and a real person when you call, for businesses in Charlotte, Raleigh, Greensboro and across North Carolina.
What hotels, motels & short stays deal with
Pre-authorizations and incidentals
Pre-authorizations at check-in, adjusted at check-out, and incidentals handled correctly.
Online bookings and no-shows
A gateway for direct bookings and card-on-file for no-show fees, with clear policies.
Chargebacks on disputed stays
Signed folios and registration cards make disputed stays winnable.
The setup we recommend
Terminal with pre-auth plus a gateway for bookings.
- Approval decision on most complete applications in 24–48 hours
- EMV, tap-to-pay and wallet-ready terminals
- Fast deposits to your business bank account
- Chargeback protection with dispute alerts
- US-based support by phone, email and portal
- No partner pricing tricks — one fee schedule you sign before anything is submitted
Interchange plus
You pay the card networks' actual cost (interchange) plus one small markup and per-transaction fee — the most transparent way to price, and the easiest to compare.
Typical effective rate for hotels, motels & short stays: about 2.6–3.2% all-in. Check yours free →
Questions from North Carolina businesses
What do hotels, motels & short stays usually pay for card processing?
Most hotels, motels & short stays pay an effective rate of about 2.6–3.2% all-in (total fees divided by total card sales). Your rate depends on your card mix, ticket size and whether cards are tapped, inserted or keyed. Our free statement check shows yours in a minute.
What setup do you recommend for hotels, motels & short stays?
Terminal with pre-auth plus a gateway for bookings. We confirm the setup with you before anything is submitted, so you only pay for what you use.
Do you offer interchange plus for hotels, motels & short stays?
You pay the card networks' actual cost (interchange) plus one small markup and per-transaction fee — the most transparent way to price, and the easiest to compare.
How fast can I get approved in North Carolina?
Most complete applications get an underwriting decision within 24–48 hours. Having your ID, a voided check and recent bank or processing statements ready speeds it up. All applications are subject to underwriting approval.
Is dual pricing allowed in North Carolina?
Cash-discount (dual) pricing is generally permitted in all US states when it is disclosed clearly at the point of sale and on receipts. Surcharging credit cards is different: some states restrict it, and card-network rules cap it. We set up whichever program fits your state and your customers.
Do you work with businesses across North Carolina?
Yes — we work with businesses in Charlotte, Raleigh, Greensboro and everywhere else in North Carolina. Everything is done online and by phone, and terminals ship to your door.
Can I keep my current terminal or POS?
Often, yes. Many terminals can be reprogrammed, and online carts connect to Authorize.Net or NMI. Tell us what you use and we will check before you switch.
See what you are really paying
Enter three numbers from your last statement and get your effective rate instantly — then an exact quote from a specialist within one business day.
Other industries in North Carolina
All applications are subject to underwriting approval. US-registered businesses only. Rates depend on your business, card mix and how you accept payments.