Merchant services for gyms, studios & fitness in New Jersey
Recurring billing plus a front-desk terminal — with pricing you can read, chargeback protection, and a real person when you call, for businesses in Newark, Jersey City, Paterson and across New Jersey.
What gyms, studios & fitness deal with
Monthly memberships that fail
Recurring memberships with account updater, so expired cards do not cost you members.
Class packs and drop-ins
Class packs, drop-ins and retail at the front desk on one terminal.
Cancellations that turn into disputes
Clear cancellation terms and alerts that stop membership disputes before they become chargebacks.
The setup we recommend
Recurring billing plus a front-desk terminal.
- Approval decision on most complete applications in 24–48 hours
- EMV, tap-to-pay and wallet-ready terminals
- Fast deposits to your business bank account
- Chargeback protection with dispute alerts
- US-based support by phone, email and portal
- No partner pricing tricks — one fee schedule you sign before anything is submitted
Interchange plus
You pay the card networks' actual cost (interchange) plus one small markup and per-transaction fee — the most transparent way to price, and the easiest to compare.
Typical effective rate for gyms, studios & fitness: about 2.7–3.3% all-in. Check yours free →
Questions from New Jersey businesses
What do gyms, studios & fitness usually pay for card processing?
Most gyms, studios & fitness pay an effective rate of about 2.7–3.3% all-in (total fees divided by total card sales). Your rate depends on your card mix, ticket size and whether cards are tapped, inserted or keyed. Our free statement check shows yours in a minute.
What setup do you recommend for gyms, studios & fitness?
Recurring billing plus a front-desk terminal. We confirm the setup with you before anything is submitted, so you only pay for what you use.
Do you offer interchange plus for gyms, studios & fitness?
You pay the card networks' actual cost (interchange) plus one small markup and per-transaction fee — the most transparent way to price, and the easiest to compare.
How fast can I get approved in New Jersey?
Most complete applications get an underwriting decision within 24–48 hours. Having your ID, a voided check and recent bank or processing statements ready speeds it up. All applications are subject to underwriting approval.
Is dual pricing allowed in New Jersey?
Cash-discount (dual) pricing is generally permitted in all US states when it is disclosed clearly at the point of sale and on receipts. Surcharging credit cards is different: some states restrict it, and card-network rules cap it. We set up whichever program fits your state and your customers.
Do you work with businesses across New Jersey?
Yes — we work with businesses in Newark, Jersey City, Paterson and everywhere else in New Jersey. Everything is done online and by phone, and terminals ship to your door.
Can I keep my current terminal or POS?
Often, yes. Many terminals can be reprogrammed, and online carts connect to Authorize.Net or NMI. Tell us what you use and we will check before you switch.
See what you are really paying
Enter three numbers from your last statement and get your effective rate instantly — then an exact quote from a specialist within one business day.
Other industries in New Jersey
All applications are subject to underwriting approval. US-registered businesses only. Rates depend on your business, card mix and how you accept payments.