Merchant services for contractors & home services in Indiana
Mobile reader plus online invoices and payment links — with pricing you can read, chargeback protection, and a real person when you call, for businesses in Indianapolis, Fort Wayne, Evansville and across Indiana.
What contractors & home services deal with
Getting paid on the job site
A phone-based reader or tap-to-pay on your phone gets you paid on site.
Deposits before the work starts
Send a deposit link before the job starts — the money lands before the materials are bought.
Large invoices paid by card
Interchange-plus pricing keeps the cost of large invoices predictable.
The setup we recommend
Mobile reader plus online invoices and payment links.
- Approval decision on most complete applications in 24–48 hours
- Authorize.Net or NMI gateway for your website, invoices and phone orders
- Fast deposits to your business bank account
- Chargeback protection with dispute alerts
- US-based support by phone, email and portal
- No partner pricing tricks — one fee schedule you sign before anything is submitted
Interchange plus
You pay the card networks' actual cost (interchange) plus one small markup and per-transaction fee — the most transparent way to price, and the easiest to compare.
Typical effective rate for contractors & home services: about 2.8–3.4% all-in. Check yours free →
Questions from Indiana businesses
What do contractors & home services usually pay for card processing?
Most contractors & home services pay an effective rate of about 2.8–3.4% all-in (total fees divided by total card sales). Your rate depends on your card mix, ticket size and whether cards are tapped, inserted or keyed. Our free statement check shows yours in a minute.
What setup do you recommend for contractors & home services?
Mobile reader plus online invoices and payment links. We confirm the setup with you before anything is submitted, so you only pay for what you use.
Do you offer interchange plus for contractors & home services?
You pay the card networks' actual cost (interchange) plus one small markup and per-transaction fee — the most transparent way to price, and the easiest to compare.
How fast can I get approved in Indiana?
Most complete applications get an underwriting decision within 24–48 hours. Having your ID, a voided check and recent bank or processing statements ready speeds it up. All applications are subject to underwriting approval.
Is dual pricing allowed in Indiana?
Cash-discount (dual) pricing is generally permitted in all US states when it is disclosed clearly at the point of sale and on receipts. Surcharging credit cards is different: some states restrict it, and card-network rules cap it. We set up whichever program fits your state and your customers.
Do you work with businesses across Indiana?
Yes — we work with businesses in Indianapolis, Fort Wayne, Evansville and everywhere else in Indiana. Everything is done online and by phone, and terminals ship to your door.
Can I keep my current terminal or POS?
Often, yes. Many terminals can be reprogrammed, and online carts connect to Authorize.Net or NMI. Tell us what you use and we will check before you switch.
See what you are really paying
Enter three numbers from your last statement and get your effective rate instantly — then an exact quote from a specialist within one business day.
Other industries in Indiana
All applications are subject to underwriting approval. US-registered businesses only. Rates depend on your business, card mix and how you accept payments.