Merchant services in California
Card processing for businesses in Los Angeles, San Diego, San Jose and everywhere in between — terminals, online payments, dual pricing and chargeback protection, with US-based support.
Choose your industry in California
Restaurants & cafes
Countertop or pay-at-table terminals, with tips built in.
Retail stores
A countertop terminal or full POS with inventory.
Salons, spas & barbers
Countertop terminal plus card-on-file for deposits.
Auto repair & tire shops
Countertop terminal plus a virtual terminal for phone payments.
Medical, dental & chiropractic
Countertop terminal plus online invoicing.
Contractors & home services
Mobile reader plus online invoices and payment links.
E-commerce & online stores
A payment gateway (Authorize.Net or NMI) for your cart.
SaaS & subscriptions
A gateway with recurring billing and account updater.
Lawyers, accountants & consultants
Online invoicing, payment links and ACH.
B2B, wholesale & distributors
A virtual terminal and invoicing with Level 2/3 data.
Gyms, studios & fitness
Recurring billing plus a front-desk terminal.
Food trucks & events
A wireless or mobile reader that works offline.
Convenience, liquor & smoke shops
Countertop terminal with PIN debit and EBT.
Hotels, motels & short stays
Terminal with pre-auth plus a gateway for bookings.
Nonprofits & churches
Online donation page plus a mobile reader.
Questions from California businesses
How fast can I get approved in California?
Most complete applications get an underwriting decision within 24–48 hours. Having your ID, a voided check and recent bank or processing statements ready speeds it up. All applications are subject to underwriting approval.
Is dual pricing allowed in California?
Cash-discount (dual) pricing is generally permitted in all US states when it is disclosed clearly at the point of sale and on receipts. Surcharging credit cards is different: some states restrict it, and card-network rules cap it. We set up whichever program fits your state and your customers.
Do you work with businesses across California?
Yes — we work with businesses in Los Angeles, San Diego, San Jose and everywhere else in California. Everything is done online and by phone, and terminals ship to your door.
Can I keep my current terminal or POS?
Often, yes. Many terminals can be reprogrammed, and online carts connect to Authorize.Net or NMI. Tell us what you use and we will check before you switch.
See what you are really paying
Enter three numbers from your last statement and get your effective rate instantly — then an exact quote from a specialist within one business day.
All applications are subject to underwriting approval. US-registered businesses only. Rates depend on your business, card mix and how you accept payments.