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Plain answers about taking card payments.

What chargebacks really cost, how the rules catch people out, and how to read a statement you were never meant to understand.

Payments What is an effective rate, and how do I calculate mine? Your effective rate is total fees divided by total processing volume for the month, expressed as a percentage. It is th… 25 Aug 2026 · 2 min Payments How to read your merchant processing statement A merchant processing statement shows what card acceptance cost your business for the month. It breaks into three parts… 25 Aug 2026 · 2 min
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